:root{--deep-blue:#00005c;--sky-blue:#8bcce1;--orange:#fc744a;--red:#fc1c3a;--white:#fff;--off-white:#f4f8fc}#home-page *{box-sizing:border-box;margin:0;padding:0}#home-page{background:var(--off-white);min-height:100vh;font-family:Inter,sans-serif}#home-page header{background:var(--deep-blue);justify-content:space-between;align-items:center;padding:14px 32px;display:flex}#home-page .brand-lockup{align-items:center;gap:8px;display:flex}#home-page .brand-logo{width:auto;height:34px;display:block}#home-page .bic-logo{width:auto;height:36px;display:block}#home-page .hero{text-align:center;background:linear-gradient(160deg,#00005c 0%,#05055e 35.7%,#0d004f 71.4%);flex-direction:column;align-items:center;padding:32px;display:flex;position:relative;overflow:hidden}#home-page .hero-glow{pointer-events:none;z-index:0;width:784px;height:784px;position:absolute}#home-page .hero-glow.g1{bottom:-240px;left:-234px}#home-page .hero-glow.g2{top:-485px;left:50%;transform:translate(-50%)}#home-page .hero-inner{z-index:1;flex-direction:column;align-items:center;gap:20px;display:flex;position:relative}#home-page .hero-eyebrow{color:var(--sky-blue);letter-spacing:1.5px;text-transform:uppercase;background:#8ccce033;border:1px solid #8ccce066;border-radius:20px;padding:6px 18px;font-size:12px;font-weight:700}#home-page .hero-headline{flex-direction:column;align-items:center;gap:16px;max-width:668px;display:flex}#home-page .hero-headline h1{color:var(--white);font-size:clamp(32px,5vw,48px);font-weight:800;line-height:1.15}#home-page .hero-headline .gradient{letter-spacing:-1.5px;background:linear-gradient(90deg, var(--sky-blue), var(--orange));-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text;font-size:clamp(34px,6vw,54px);font-weight:900;line-height:1.1}#home-page .hero-sub{color:#ffffffd9;max-width:580px;font-size:17px;font-weight:400;line-height:1.6}#home-page .hero-tagline{color:var(--sky-blue);max-width:580px;font-size:16px;font-weight:800;line-height:1.6}#home-page .content-section{padding:0 32px 40px}#home-page .content-inner{width:100%;max-width:1180px;margin:0 auto}#home-page .who-block{text-align:center;flex-direction:column;align-items:center;gap:13px;padding:40px 0;display:flex}#home-page .who-label{letter-spacing:2.5px;text-transform:uppercase;color:var(--orange);font-size:11px;font-weight:700}#home-page .who-title{letter-spacing:-.5px;color:var(--deep-blue);font-size:28px;font-weight:800}#home-page .who-sub{color:#545454;max-width:480px;font-size:15px;font-weight:400;line-height:1.6}#home-page .card-grid{grid-template-columns:repeat(4,1fr);gap:24px;display:grid}#home-page .aud-card{border:2px solid var(--card-border);border-top:8px solid var(--card-border);color:inherit;background:#fff;border-radius:14px;flex-direction:column;text-decoration:none;transition:transform .22s,box-shadow .22s;display:flex;overflow:hidden;box-shadow:0 6px 16px -4px #1217260d,0 1px 3px #1217260f}#home-page .aud-card:hover{transform:translateY(-4px);box-shadow:0 16px 40px -8px #00005a2e}#home-page .card-grid .aud-card{opacity:0;transition:opacity .55s,transform .55s,box-shadow .22s;transform:translateY(26px)}#home-page .card-grid.in-view .aud-card{opacity:1;transform:translateY(0)}#home-page .card-grid.in-view .aud-card:first-child{transition-delay:50ms}#home-page .card-grid.in-view .aud-card:nth-child(2){transition-delay:.14s}#home-page .card-grid.in-view .aud-card:nth-child(3){transition-delay:.23s}#home-page .card-grid.in-view .aud-card:nth-child(4){transition-delay:.32s}#home-page .card-grid.in-view .aud-card:hover{transition-delay:0s;transform:translateY(-4px)}@media (prefers-reduced-motion:reduce){#home-page .card-grid .aud-card{opacity:1;transition:box-shadow .22s;transform:none}}#home-page .card-photo{width:100%;height:124px;overflow:hidden}#home-page .card-photo img{object-fit:cover;width:100%;height:100%;display:block}#home-page .card-body{flex-direction:column;gap:10px;padding:28px 16px;display:flex}#home-page .card-audience{letter-spacing:2px;text-transform:uppercase;color:#999;text-align:center;font-size:10px;font-weight:700}#home-page .card-title{letter-spacing:-.3px;text-align:center;color:var(--card-title);font-size:19px;font-weight:800;line-height:1.2}#home-page .card-desc{text-align:center;color:#0a0a2e;font-size:14px;font-weight:400;line-height:1.7}#home-page .card-cta{border:2px solid var(--card-btn);letter-spacing:.5px;color:var(--card-btn);border-radius:20px;justify-content:center;align-items:center;gap:12px;margin-top:6px;padding:12px 24px;font-size:16px;font-weight:700;transition:background .18s,color .18s;display:flex}#home-page .card-cta svg{flex-shrink:0;width:17px;height:17px}#home-page .aud-card:hover .card-cta{background:var(--card-btn);color:#fff}#home-page .card-member{--card-border:#8bcce1;--card-title:#5ba8cc;--card-btn:#3a9fc0}#home-page .card-provider{--card-border:#fc744a;--card-title:#e05020;--card-btn:#e05020}#home-page .card-broker{--card-border:#e05020;--card-title:#e05020;--card-btn:#e05020}#home-page .card-client{--card-border:#c0001a;--card-title:#c0001a;--card-btn:#c0001a}#home-page footer{background:var(--deep-blue);text-align:center;flex-direction:column;align-items:center;gap:14px;padding:24px 32px;display:flex}#home-page footer .f1{color:#fff;font-size:13px;font-weight:700}#home-page footer .f2{color:var(--sky-blue);font-size:13px;font-weight:700}#home-page footer .f3{color:#fff9;font-size:11px;font-weight:400}@media (max-width:1024px){#home-page .card-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:600px){#home-page header{padding:12px 16px}#home-page .hero{padding:22px 20px}#home-page .content-section{padding:0 16px 40px}#home-page .card-grid{grid-template-columns:1fr;gap:18px}#home-page .card-body{padding:24px}}